Mortgages

Buying your first home is exciting, but it can also feel overwhelming! At Giles Financial Services, we’re here to guide you through the entire journey, from your fee-free consultation to the moment you get your keys.

Rather than going down the traditional high street bank route, we have access to a wide range of lenders across the entire mortgage market, ensuring you get the best deal for your individual needs.

You’ll be supported by a dedicated advisor throughout the process, helping you understand all your mortgage options—no jargon, just clear, personal advice. We’ll also keep you updated on first-time buyer perks, like free valuations or cashback offers, to ensure you’re making the most of what’s available.

If needed, we can also discuss ways family members might be able to help you release equity from their property to assist with your purchase.

Moving home is a big decision and can be stressful, but with Giles Financial Services, we’re here to make the process smoother. Whether you're buying a new home or selling your current one, we have access to a range of lenders, from high street banks to more niche options, allowing us to find the best mortgage for your needs.

We take the time to understand your specific requirements and explore all mortgage scenarios, including affordability, income, and property type. We’ll handle the paperwork, answer your questions, and keep you updated every step of the way, making sure you’re well-informed.

Whether you’re a first-time landlord or a seasoned property investor, we provide honest, impartial, and up-to-date advice on buy-to-let mortgages.

The buy-to-let market has changed over the years, but property remains a solid investment for long-term growth and a steady income stream. As an independent mortgage broker, we have the freedom to source the most appropriate deals for your goals, whether it’s expanding your portfolio or restructuring your finances.

We’ll take the time to understand your investment objectives and find the right solution, so you can make the most of your property investments.

Please note that some types of buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Whether you're looking to move, improve, or simply check if a better rate is available, Giles Financial Services is here to help with hassle-free mortgage advice.

We offer a free, no-obligation mortgage review if your current term is ending or if you haven’t reviewed your mortgage in the past five years.

There are several reasons to consider remortgaging, such as moving to a more favorable rate or accessing equity from your home. We’ll work with you to understand your goals—whether you want to reduce monthly payments, pay off your mortgage faster, or invest in home improvements—and help you find the best mortgage solution for your situation.